Employers get to choose their workers' compensation insurance provider. The largest provider in Utah is Workers Compensation Fund, a quasi-government company that must provide insurance to any employer that pays the premiums. Large employers may qualify for self-insurance. Employers must pay employee's workers' compensation insurance premiums. Employers are not allowed to deduct workers' compensation premiums from an employee's pay.
What to Do After a Work-Related Injury or Illness
You have 180 days to report a work-related injury or illness. However, it is good practice to immediately report accidents or illnesses. Your employer is required to fill out Employer's First Report of Injury or Illness within seven days from when they receive your report. You are to receive a copy of the report with a statement of your rights and responsibilities.
Your physician will fill out the Physician's Initial Report of Injury or Illness. You should tell your physician how, when, and where the accident happened.
The workers' compensation insurance carrier has 21 days from the receipt of these reports to accept, deny, or notify you of further investigation. If further investigation is conducted, the carrier may have an additional 24 days.
When You May Need an Attorney
If you are having difficulty receiving your workers' compensation benefits, call us for a free consultation. We can you help you determine what you are owed and fight to get you paid.